Branch Manager

Company: Early Dawn Microfinance

Company description:

Our Mission is to provide a wide range of high-quality financial services to the underserved, reaching low-income people, microentrepreneurs, and small enterprises across Myanmar.
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Our Vision is to be the best microfinance institution in Myanmar, improving the lives of the families we serve.
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Our Values are Respect, Excellence, Innovation, and Passion for Social Change.

We are looking for

Early Dawn Microfinance Company Limited - DAWN - is a microfinance institution that currently serves over 83,000 clients in 18 Townships throughout Yangon, Bago, Magwe, Mon and Kayin Regions in Myanmar. We are fast growing company with almost 300 employees with plans to expand to new townships with 50,000 new clients and an obvious need for addition staff. DAWN is registered with the Ministry of National Planning and Economic Development and was granted a license by the Financial Regulatory Department to provide credit for small business, educational and agricultural purposes.

• Responsible for all microfinance operations an growth at the branch office, to ensure that branch office reach the set targets and financial sufficiency
• ဌာနခြဲမ်ား၏ေငြေၾကး၀န္ေဆာင္မႈလုပ္ငန္းစဥ္မ်ားတိုးတက္လာေစရန္၊ဌာနခြဲမ်ား၏ခ်မွတ္ထားေသာရည္မွန္းခ်က္ ျပည္႔မီရန္ႏွင္႔ ဘ႑ာေရးလံုေလာက္မႈရွိေစရန္ အတြက္ေသခ်ာစြာလုပ္ေဆာင္ရန္။
• Recruit and maintain number of clients and outstanding portfolio amount as a mature branch as targeted at Dawn and monitor continuously responsible branch’s targets.
• အဖြဲ႔၀င္သစ္မ်ားရွာေဖြဖြဲ႔စည္းျခင္း၊ေခ်းေငြလက္က်န္ပမာဏမ်ားတိုးျမင္႔ေအာင္ေဆာင္ရြက္ျခင္းႏွင္႔မိမိဌာနခြဲ၏ ရည္မွန္း ခ်က္ျပည္႔မီေအာင္စဥ္ဆက္မျပတ္အကဲျဖတ္၍ေဆာင္ရြက္ရန္။
• Management of all staff, properties, portfolio and clients
• ေခ်းေငြလက္က်န္၊ ၀န္ထမ္းႏွင္႔အဖြဲ႔၀င္မ်ားအားစၤီမံခန္႔ခြဲရန္။
• Recruit, train, supervise, and recommend for termination if needed.
• ၀န္ထမ္းမ်ားအားခန္႔ထားျခင္း၊စီမံခန္႔ခြဲျခင္း၊သင္တန္းေပးျခင္းႏွင္႔တာ၀န္မွရပ္ဆဲျခင္းမ်ားလိုအပ္အပ္လွ်င္ေဆာင္ ရြက္ရန္။
• Hold 15 minutes daily and discuss daily plan with all Loan Officers and Finance Assistant
• ေန ့စဥ္ ( ၁၅ ) မိနစ္ meeting ျပဳလုပ္ၿပီး တစ္ေန ့တာ လုပ္ငန္းေဆာင္္ရြက္မွဳ မ်ားအတြက္ Loan Officers မ်ား Finance Assistant မ်ားႏွင္႕အစည္းအေ၀းၿပဳလုပ္ရန္။
• Set quarterly and annual performance targets and conduct performance evaluations for loan officers and Assistant Branch Manager along with senior Management as per established guidelines.
• ၃လပတ္ႏွင္႔တစ္ႏွစ္လုပ္ေဆာင္ရန္ရည္မွန္းခ်က္မ်ားထားရွိျပီးေခ်းေငြအရာရွိမ်ား၏လုပ္ေဆာင္ခ်က္မ်ားအားအကဲ ျဖတ္ျခင္းမ်ားျပဳလုပ္ေပးရန္ႏွင္႔စီမံအုပ္ခ်ဳပ္သူမ်ား၏လမ္းညႊန္မႈႏွင္႔ေဆာင္ရြက္ရန္။
• Set targets for the branch, meet local authorities, organize, coordinate and conduct mass orientation meeting in new wards/village tracks to promote the program in order to develop and implement expansion strategy.
• မိမိဌာနခြဲ ၏ ရည္မွန္းခ်က္မ်ားခ်မွတ္ထားရန္၊ မိမိဌာနခြဲ ၏ လုပ္ငန္းမ်ားပိုမို တိုးတက္ရန္ အတြက္ ရပ္ကြက္သစ္၊ ေက်းရြာသစ္မ်ားသို႕သြားေရာက္ျပီးအုပ္ခ်ဳပ္ေရးမႈး မ်ားႏွင္႔ေတြ႔ဆံုေဆြးေႏြးျပီး လုပ္ငန္းစဥ္ မိတ္ဆက္ေဆြးေႏြး ပြဲမ်ား ျပဳလုပ္ျပီးနယ္ေျမသစ္မ်ားတိုးခ်ဲ႕ရွာေဖြရန္၊
• Lead Assistant Branch Manager and Loan Officers in recruiting new clients in visiting and screening them; identifying collection points, adhere to loan appraisal processes; approve all loans disbursed in branch.
• လက္ေထာက္ဌာနခြဲမန္ေနဂ်ာႏွင္႔ ေခ်းေငြအရာရွိတို႔အားဦးေဆာင္ျပီး အဖြဲ႔၀င္သစ္မ်ားအား စိစစ္ေရြးခ်ယ္ေပးျခင္း၊ စုရပ္မ်ားအားခြဲျခားသတ္မွတ္ေပးျခင္း၊ဌာနခြဲအတြင္းေခ်းေငြအကဲျဖတ္ျခင္းႏွင္႔အတည္ျပဳခြင့္ျပဳေပးရန္၊ေခ်းေငြ အဆိုၿပဳလြာနွင္ ့ေခ်းေငြစာအုပ္မ်ားကိုစစ္ေဆး အတည္ျပဳေပးရန္။
• Ensure full repayment by clients and assist Loan Officers in handling delinquent loans and clients handle zero tolerance for delinquency and report infractions immediately
• အဖြဲ႕၀င္မ်ား၏ျပန္ဆပ္ေငြမ်ားအားအျပည္႔အ၀ျပန္လည္ရရွိေစရန္ေခ်းေငြအရာရွိမ်ားအားကူညီေပးရန္၊ေငြေၾကးျပန္ဆပ္မႈေနာက္က်မႈမရွိေစရန္၊ျပန္လည္ေပးဆပ္မႈေနာက္က်ျခင္း(သံုည)ျဖစ္ရန္ႏွင္႔ေနာက္က်ေပးေငြမ်ားရွိပါကခ်က္
ျခင္းအေၾကာင္းၾကားရန္။
• Conduct monitoring visits to collection points as planned at least once to each Loan officer per week to verify client numbers and cross check loan officer’s registers; report on same
• ေခ်းေငြအရာရွိအသီးသီးစီ၏စုရပ္မ်ားသို႔တစ္ပတ္အတြင္းအနည္းဆံုးေခ်းေငြအရာရွိတစ္ေယာက္၏စုရပ္တစ္ခုသို႔ကြင္းဆင္းစစ္ေဆးရန္ႏွင္႔ေခ်းေငြအရာရွိ၏မွတ္တမ္းမ်ားႏွင္႔အဖြဲ႔၀င္မ်ားကိုက္ညီမႈရွိမရွိစစ္ေဆးရန္။
• Supervise loan officers in order to follow all policies and procedures in place including new product and new policies changes
• ေခ်းေငြအရာရွိမ်ားအားခ်မွတ္ထားေသာစည္ကမ္းမ်ား၊ လုပ္ထံုးလုပ္နည္းမ်ားအားလိုက္နာေစရန္ ၾကီးၾကပ္ေဆာင္ ရြက္ေပးျခင္း၊အစားထိုးေျပာင္းလဲခ်မွတ္ေသာေခ်းေငြအသစ္မ်ားစည္းကမ္းမ်ားလိုက္နာေဆာင္ရြက္ရန္ၾကီးၾကပ္
ေဆာင္ရြက္ေပးျခင္း
• Supervise and check field expenses of Loan Officers, whether collection process is proper or not, filling application form at client’s business/house or not.
• ေခ်းေငြအရာရွိမ်ားတင္သည့္ Field Expense မ်ားကိုစစ္ေဆးၾကီးၾကပ္ရန္ ၊ Collection Process မွန္ မမွန္ ၾကည့္ရန္ ၊ Application From မ်ားကို Clients ေနအိမ္ မ်ားတြင္ေသခ်ာစြာၿဖည့္ မၿဖည့္ စစ္ေဆးရန္ ။
• Check and approve cash Requests of Branch to Head Office.
• မိမိဌာနခြဲအတြက္ လိုအပ္ေသာေငြေတာင္းခံျခင္းမ်ား ကိုစစ္ေဆးျခင္းႏွင္႔အတည္ျပဳျခင္းမ်ားျပဳလုပ္ရန္။
• Arrange and supervise disbursement and savings withdrawal every day.
• ေခ်းေငြထုတ္ေခ်းေပး ရန္ႏွင္႕ စုေငြ ျပန္ထုတ္ေပးျခင္းမ်ားၾကီးၾကပ္ေဆာင္ရြက္ရန္။
• Approve all cash receipts and payments of Branch
• မိမိဌာနခြဲ၏ေငြမ်ားလက္ခံရရွိျခင္းႏွင္႔ေငြမ်ားေပးအပ္ျခင္းမ်ားကိုအတည္ျပဳေပးရန္။
• Always monitor and control client retention rate of Branch
• အဖြဲ႕၀င္မ်ားႏႈတ္ထြက္မႈႏႈန္းထားမ်ားအေပၚအျမဲတန္းေလ့လာစိစစ္ ထိန္းသိမ္းရန္။
• Check, verify and approve all of the reports developed from Kredits such as CO2, CO5, P11, collection voucher and etc.
• Kredits မွအစီရင္ခံမ်ား (CO2၊ CO5 ၊ P11 ၊ Collection Voucher) အားစစ္ေဆးျခင္း၊ စိစစ္းအတည္ ျပဳေပးျခင္း မ်ားျပဳလုပ္ေပးရန္။
• Assists Operations, Finance, HR and any other operational issue as needed.
• Operations, Finance, HR ႏွင္႔အျခားဌာနမ်ားမွ လိုအပ္ေသာလုပ္ေဆာင္ခ်က္မ်ားရွိပါကကူညီေပးရန္။
• Must visit to borrower’s house/business both new and renew loans.
• ေငြေခ်းသူမ်ား၏ အိမ္ (သို႕) စီးပြားေရးလုပ္ငန္းမ်ား ကို မၿဖစ္မေန သြားေရာက္စစ္ေဆးရန္။
• Perform any duty assigned by Regional Manager as require basic.
• လုပ္ငန္းလိုအပ္ခ်က္အရေဒသဆိုင္ရာမန္ေနဂ်ာ၏လုပ္ငန္းတာ၀န္မ်ားကိုလည္းသတ္မွတ္ခြဲေ၀ေဆာင္ရြက္ရန္။
Reporting အစီရင္ခံစာမ်ားေပးပို႔ျခင္း
• Prepare and approve all weekly, monthly, quarterly and annual reports and budgets for the branch.
• မိမိဌာနခြဲ၏အပတ္စဥ္၊လစဥ္၊၃လပတ္ႏွင္႔ႏွစ္ပတ္လည္အစီရင္ခံစာမ်ားအားျပင္ဆင္ေပးျခင္းႏွင္႔အတည္ျပဳေပးျခင္း
• Check, verify and send FRD reports monthly.
• FRD အစီရင္ခံစာမ်ားအားစစ္ေဆးအတည္ျပဳေပးပို႔ရန္
• Report immediately any delinquency, cash deficiency and/or any other problems
• ေခ်းေငြျပန္ဆပ္မႈေနာက္က်ျခင္း၊ ေငြေၾကးမလံုေလာက္ျခင္းႏွင္႔အျခားေသာျပသနာမ်ားရွိ္ပါကခ်က္ျခင္းသတင္းပို႔ရန္
• Complete regular internal reports fully and on time including monthly financial, outreach and portfolio reports
• လစဥ္ေပးပို႔ရမည္႔ဘ႑ာေရးအစီရင္ခံစာမ်ား၊တိုးတက္မႈေရာက္ရွ္ိမႈအေျခအေနႏွင္႔ေခ်းေငြလက္က်န္ရွိမႈအစီရင္ခံ စာမ်ားအားအခ်ိန္မီေပးပို႔ရန္
• Complete all periodic donor or government reports
• Government အစီရင္ခံစာမ်ားကိုရံဖန္ရံခါ(အခါအားေလွ်ာ္စြာ)ေပးပို႔ရန္။
Compliance ေလးစားလိုက္နာျခင္း
• Assures compliance with all internal policies and procedures
• အဖြဲ႕အစည္းအတြင္းခ်မွတ္ထားေသာမူ၀ါဒ ႏွွင္႔ လုပ္ထံုးလုပ္နည္းမ်ားအားလိုက္နာရန္
• Instructs staff on same and reports immediately any infractions to Operations and Risk Managers
• ခ်ဳိးေဖာက္မႈတစံုတရာရွိပါကခ်က္ျခင္းသတင္းပို႔ရန္
• Assures compliance with all local and national laws
• နိုင္ငံေတာ္မွခ်မွတ္ထားေသာမူ၀ါဒမ်ားအားေသခ်ာစြာေလးစားလိုက္နာရန္
• Prepare and cooperate fully with all internal and external audits
• internal and external audits မ်ားအတြက္ျပင္ဆင္မႈမ်ားျပဳလုပ္ရန္ႏွင္႔ပူးေပါင္းေဆာင္ရြက္ရန္။

• Minimum two years working experience preferably in micro-finance, finance, accounting or banking
• Demonstrated computer skills in Microsoft Office Suite required
• Management experience of at least one year preferred
• Excellent interpersonal, budgeting, financial, supervision, planning and monitoring skills required
• Must be able to work independently and make decisions
• Verbal and written skills in Myanmar language and English
• Understanding of geographic area desirable
• Ability to travel throughout Myanmar and relocate as necessary.

• Male/Female
• Salary is negotiable

No.587, 3rd Floor, The Regency Offices, Pyay Road, Kamayut Township, Yangon,Yangon, Myanmar
State/District: Mandalay Region

Job Category: Sales & Business Development jobs
Company Industry: Branch Manager
Employment Type: Other
Full time: YES
Job posted: 25/7/2019

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