Branch In-charge (Kalay Branch)

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.

IKBZ Insurance Co., Ltd. is dedicated to providing insurance products that provide quality process with value pricing. We wish to establish a successful partnershipwith our clients, our staff members, and companies in industries that respect the interests and goals of each party. Providing effective services for everyone, standing as a Leading Insurance Company and contributing towards strengthening the economic growth of the country.

Our People IKBZ conducts its business through sixteen operating divisions: Yangon, Mandalay, Taungyi, Mawlamyine, Moywa, Magwe, Pathein, Lashio, Nay Pyi Taw, Myeik, Myint Kyi Nar, Bago, Meikhtilar, Pyay, Pakokku and Sittwe . Each division is managed by talented underwriters and staffed by skilled pricing professionals, claims professionals, auditors, and energetic sales staff, all with local expertise and the technical resources to assess and underwrite risk. We offer products with the capacity to listen, understand the need and design the appropriate solution for our business partners. Our diverse platform and strong capitalization provide a stable market to our business partners across all lines of business. Our Products “Our clients and partners benefit from extensive knowledge and experience that enables us to develop creative, tailored solutions to meet their needs.” IKBZ offers altogether twelve service products in the insurance market. Generally, it falls into two categories: (A) Life Assurance • Public life • Group life • Health • Sportsman life • Snake-bite life (B) Non-Life Insurance • Fire & Allied Perils • Comprehensive Motor • Cargo • Special Travel • Cash-in-Safe • Cash-in-Transit • Fidelity

The KBZ Group of Companies has a long history of business establishment since 1995. It all started with rubies, jade and precious metal mining under the name of Shan Yoma, Nilar Yoma and Jain-Phaw-Aung rubies, jade and precious metal mining companies. Most of the precious metal mines are lo­ cated in Mineshu, Mogoke, Phakhant, and Kanti townships in the eastern and northern reaches of the country. The legally earned monetary assets were then invested in what is now publicly known as Kanbawza Bank. Moreover, there are many other diversified businesses under our group.

The official name of the Company is designated as IKBZ Insurance Company. It is a sister concern of the Kanbawza Group of Companies catering solely for their insurance business. The IKBZ Insurance Company is established under the umbrella of the KBZ Group of Companies. With the broad nature of economic reforms in Myanmar since 2011, the insurance sector has opened its arms to the private sector for effective participation and involvement. The Myan­ mar government initiated its first acceptance of applications for establishment of private insurance companies in June, 2012. Along with the formal application, the IKBZ Insurance Co. was granted to start operating in September, 2012. IKBZ Insurance Co. became the first private insurance company to exist in Myanmar on the 12th September,2012. The paid-up capital is (46) billion Kyats which is equivalent to (55) million USD. The insurance lincence (001) was issued on 5th June, 2013. The opening ceremony was held on the 12th June,2013.